Shri Harishnath Pandey: Visionary Chairman of JMD Group of Companies

Early Life and Journey

Shri Harishnath Pandey, widely respected as Harish Pandey, is a visionary entrepreneur and philanthropist who has dedicated his career to building businesses that empower communities and strengthen India’s economy. From humble beginnings, he has risen to become the Chairman of JMD Group of Companies, a diversified conglomerate with interests in real estate, finance, healthcare, technology, and banking.

His journey is defined by resilience, foresight, and an unwavering belief in the principles of integrity, innovation, and social responsibility.

Vision and Philosophy

Shri Harishnath Pandey’s leadership philosophy revolves around three core pillars:

Innovation – Bringing modern business models, digitalization, and advanced technologies into every sector the group touches.
Sustainability – Building projects and companies that serve long-term societal needs while maintaining ethical and environmental responsibility.
Social Impact – Ensuring that every business arm contributes to the welfare of society, whether through healthcare, affordable housing, or employment generation.

The JMD Group of Companies

Under the chairmanship of Shri Harishnath Pandey, the JMD Group of Companies has transformed into a multi-industry leader. With each subsidiary, the group caters to essential aspects of human life — from healthcare and housing to financial services and technology.

1. Balaji Finance (Established 2010)

Focus: Money lending, loans, and investments.
Services: Personal loans, business loans, and flexible emergency credit.
Known for: Minimal paperwork, transparent policies, quick disbursement.
Contribution: Helping individuals and small businesses with accessible financial solutions.

2. Jai Mata Di Co-operative Credit Society Ltd (Established 2004)

One of the earliest ventures under his leadership.
Services: Savings accounts, fixed deposits, loans, insurance, and pension schemes.
Membership: Serving 1,200+ members with trust and transparency.
Contribution: Promoting financial inclusion and cooperative banking principles.

3. Siddhivinayak Infotech (Established 2010)

Focus: Technology, security solutions, and IT services.
Services: CCTV installations, electrical works, laptops, digital marketing, SEO, website development, and branding solutions.
Contribution: Driving digital transformation and providing business security solutions.

4. One N One Chemist & Druggist (Established 2023)

Focus: Comprehensive pharmacy & diagnostic services.
Services: Medicines, supplements, lab testing, and preventive care.
Unique Feature: 2-hour free home delivery of medicines.
Contribution: Providing accessible and affordable healthcare solutions in Mumbai and expanding rapidly.

5. One N One Investments (Established 2024)

Focus: Stock trading, wealth management, and financial advisory.
Services: Real-time trading platforms, portfolio management, and investment planning.
Contribution: Empowering clients with strategic investment opportunities for long-term financial security.

6. JMD Infratech (Launching 2025)

Focus: Real estate and infrastructure development.
Services: Residential projects, commercial hubs, mixed-use spaces.
Core Values: Quality, timely delivery, and sustainability.
Contribution: Supporting urban development with modern infrastructure.

7. One N One Vaccinations (Established 2010)

Focus: Preventive healthcare & immunization programs.
Services: Organizing vaccination camps for Hepatitis B, Typhoid, Influenza, and more.
Contribution: Protecting public health and raising awareness about preventive medicine.

Achievements and Milestones

Under Shri Harishnath Pandey’s guidance, JMD Group has achieved:

Diversification across 7 industries — finance, banking, real estate, IT, healthcare, pharmaceuticals, and investments.
Financial inclusion through co-operative banking initiatives and lending services.
Healthcare accessibility via vaccination drives, diagnostics, and pharmacies.
Employment generation across all business verticals, creating opportunities for thousands.
Urban development through sustainable infrastructure projects.
Digital growth with IT, branding, and security solutions that empower businesses.

Social Responsibility

Shri Harishnath Pandey strongly believes in nation-building through social initiatives. His contributions extend beyond business into:

Healthcare Camps: Regular free vaccination drives and preventive health check-ups.
Affordable Housing: Providing modern yet cost-effective housing solutions.
Skill Development: Training and employment opportunities for youth across industries.
Community Welfare: Supporting co-operative structures to ensure grassroots financial growth.

Legacy and Future Outlook

With an ambitious roadmap, Shri Harishnath Pandey continues to lead the JMD Group towards:

Global Expansion: Taking JMD businesses to international markets.
Digital Transformation: Leveraging AI, fintech, and IT solutions for future growth.
Sustainable Development: Green housing projects, renewable energy adoption, and eco-conscious practices.
Public Health Initiatives: Scaling up healthcare and vaccination services nationwide.